Merchants that sell online and provide immediate delivery of their goods or services, sometimes called on-demand or quick-commerce merchants, are experiencing rising losses to fraud. Those losses are particularly painful because profit margins in this sector, which includes the delivery of food and alcoholic beverages, fashion and travel, are often thin. Criminals sell stolen payment card credentials and personally identifiable information on the dark web to other criminals to be used to create a synthetic identity specifically to commit fraud in the on-demand commerce sector. Consequently,...