Mentioned Companies:

Santander’s Buy Now, Pay Later Platform

Santander Consumer Finance, a business of Spain-based Banco Santander, Europe’s fourth largest bank, has 19 million customers and operates through 63,000 merchants. Consumer Finance, not the bank’s credit card unit, operates the Zinia buy now, pay later (BNPL) platform, which opened for business in Germany a year ago. Zinia offers installment credit for online and in-store purchases. Santander Consumer Finance will expand Zinia to the other 15 countries in Europe in which it operates this year beginning with the Netherlands. Zinia’s BNPL platform utilizes machine learning-based,...

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February 2022
Headlines in this Issue
Charts in this Issue

U.S. General Purpose Brands—Purchase Volume

U.S. General Purpose Cards—2021 with change vs. 2020

Market Shares of Purchase Volume on General Purpose Cards in the U.S.—2021

U.S. Credit Card Outstandings

General Purpose Credit Cards in the U.S.—2021 with change vs. 2020

Purchase Volume on Mastercard and Visa Credit and Debit Cards in the U.S.

Mastercard and Visa Cards in Circulation in the U.S.—2011 through 2021

Mastercard and Visa Credit, Debit & Prepaid Cards in the U.S.

Mastercard and Visa Debit and Prepaid Cards in the U.S.

Payment Industry Investments—2021

Investments & Acquisitions—January 2022