Visa and Mastercard reached an agreement on December 12, 2016, to connect their respective digital wallets with each other’s token service. Those services replace primary account numbers with representations — tokens — that if stolen cannot be used to obtain authorization for a purchase. The reciprocity agreement allows Mastercard to request tokens for Visa cards from the Visa Token Service and Visa to request tokens for Mastercard cards from the Mastercard Digital Enablement Service. The requested tokens will be provisioned to the Visa Checkout digital wallet or Mastercard’s Masterpas...