The 50 largest issuers of consumer, small business and commercial credit card products carrying the Visa and Mastercard brands owned $968.02 billion in outstanding receivables at year-end 2024, up 6.2% from year-end 2023. The US industry total for Visa and Mastercard outstandings was $1.073 trillion, up 8.6%. Among the 50 largest issuers, a total of 15 portfolios had year-over-year (YoY) growth in outstandings that topped the Visa and Mastercard industry average of 8.6%. Those issuers were: UMB (up 30.5%), Commerce Bank (up 26.6%), Avant (up 19.2%), Golden 1 Credit Union (up 18.2%), Ally Fi...