At the end of 2016, debt owed by the 125.8 million households in the U.S. was $14.769 trillion, up 3.2%. Credit cards accounted for $1.001 trillion or 6.78% of household debt, up from 6.50% at the end of 2015. The ratio of credit card debt to household debt was highest in 1996 at 9.88%. The number of U.S. households is a figure provided by the United States Census Bureau. Household debt, consumer credit, and home mortgage debt figures shown here are calculated by the Federal Reserve System. Total consumer credit, total household debt, and home mortgage debt are reported in the Federal Reser...