AI-Native Merchant Risk and Compliance Platform
The Scam & Fraud Detection API from Ballerine can identify a malicious merchant in less than 60 seconds, blocking fraudulent activity before it reaches the transaction layer.
Region: United States
US Issuers of Commercial Prepaid, Debit & Credit Cards—2025
The largest commercial card issuer for all products combined in 2025 was JPMorgan Chase. The company’s market share was 19.76%, up from 19.47% the year before.
Certos B2B Fraud Fighting
Certos is the name Early Warning Services has chosen for a business that screened more than $11.400 trillion in payments (ACH, check, bank transfers) last year, stopping more than $3.70 billion in fraud.
Amex to Protect Cardholders Against AI Agent Errors
American Express is the first card company to announce it will protect its customers when errors occur by an agent registered with American Express through Amex Agent Purchase Protection.
AI Investigation Agent for Issuers and Acquirers
Customers of Roe include Affirm, eBay, Kalshi, Dutchie and Crossmint.
The 50 Largest US Debit Card Issuers — 2025
The top three issuers—JPMorgan Chase, Bank of America and Wells Fargo—combined accounted for 48.46% of the $3.067 trillion in debit and prepaid purchase volume generated by the top 50 issuers in 2025.
New American Express Small Business Credit Card
Graphite Business Cash Unlimited cards are made of metal. For the $295 annual fee, businesses receive up to five cards. Additional cards cost $95 per year.
US Bank Gains Amazon Co-Brand Commercial Cards
Beyond credit card portfolio growth, cross-selling opportunities in the Amazon partnership can be expected to boost business for U.S. Bank in merchant acquiring and business debit cards.
Paysafe Offers Crypto Option for Online Wagers
Crypto assets will immediately be converted to US dollars and settled directly into an online operator’s bank account.
InComm Payments Adds Blockchain Partner
InComm will further leverage its realtime item-level intelligence in a new partnership with SKUx, a company that maintains a blockchain-based payment distribution platform and which is building its own retail network with item-level intelligence.