Vitality, whose businesses include private health insurance, life insurance, and investment plans, is a partner with American Express for a cash-back credit card in the U.K. The Vitality American Express Credit Card has no annual fee and is available to Vitality members with eligible insurance policies. The card offers 0.5% cash back on up to $6,575 (£5,000) a year in spending, and 1.0% when spending exceeds that amount. The card combines points earned from everyday spending with Vitality points earned when cardholders track physical activity on a device linked to their Vitality app. They ...