Mentioned Companies:

Amex’s Soft Credit Inquiry

Every time a card issuer examines a consumer’s prior history with credit products at Equifax, Experian and TransUnion, in a process known as a hard inquiry, the consumer’s credit score is subject to being temporarily lowered up to five points by the bureaus. In addition, the hard inquiry is a data point available to all potential credit grantors, another possible detriment. American Express is promising new applicants for credit cards a soft credit inquiry process that will let them know if they are approved prior to making an official hard inquiry. As part of its typical credit underwr...

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November 2022
Headlines in this Issue
Charts in this Issue

Largest Credit Card Portfolios Worldwide 2021—Ranked by Outstandings

Market Shares for the Top Issuing Countries Ranked by Outstandings

Outstandings Worldwide Ranked by Region—2011 through 2021

Top 150 Credit Card Portfolios Worldwide

Card Manufacturers 2021—Part 2

Global Brand General Purpose Cards—Midyear 2022 vs. Midyear 2021

POS Device Manufacturers—Other Devices Shipped in 2021

Investments & Acquisitions—October 2022