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Consumer Direct ACH Payments — 2025

The two automated clearing house networks in the US—the Federal Reserve’s FedACH service and the Electronic Payments Network (EPN) business of The Clearing House Payments Company—processed 35.20 billion in commercial, government and consumer payments in 2025, up 4.9% from 2024. Added to FedACH and EPN network volumes is an estimated 7.00 billion transactions processed in-house by financial institutions when the recipient and the payor of an ACH item are customers of the same financial institution. For the complete data table, log in and d...

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Nilson Report

1302

February 2026
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