Cashback Debit is the name Discover Financial Services gave to its mobile-first deposit account product with accompanying debit card when it was launched in 2018. This month, Cashback Debit was given an added feature—consumers can access the money in their paycheck up to two days prior to payday. Early access to wages positions Cashback Debit to better compete with products offered by fintechs and large commercial banks. As with the original Cashback Debit, the new product provides 1% cash back for all card purchases on up to $3,000 in spending every month. This could provide $360 annuall...