Consumers with credit scores below 700 and those with credit files at credit bureaus containing insufficient information to generate an automated risk score are prospects for Elevate Credit, a company that offers line of credit and installment loan products. Elevate was spun off from Think Finance in 2014, and it went public on the New York Stock Exchange in 2017. Over the last four years, revenues have grown from $70 million to $700 million. Elevate’s products are marketed using direct mail. However, once a customer is added, all communication is through online and mobile channels. More ...