Global Interoperability for Digital Wallets

Digital wallets can store payment card credentials, driver’s licenses, passports, digital assets, transportation tickets, medical records, keys, loyalty program membership and more. Different standards govern the way these applications are created and added to a wallet. This makes interoperability impossible between the providers of competing wallets and limits the number of companies wanting to enter the market. The most successful wallets, particularly the one available from Apple, include a handful of applications. Most wallets provide only one or two applications. In all cases, access to...

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March 2023
Headlines in this Issue
Charts in this Issue

Canada Card Networks and Issuers–Market Shares and Issuer Rankings
Market Shares of Visa and Mastercard Purchase Volume for 2022
Canada’s Spending, Transactions and Cards by Brand 2022
Largest Credit Card Issuers in Canada–Ranked by Outstandings at Year-End 2022
BNPL Transactions January 2022 through February 2023—by Region
The Five Largest BNPL Investments
BNPL Deals—Investments and Acquisitions January 2022 through February 2023
Fees Paid by Merchants in the US–2022
US Merchant Fees in 2022–February 2022