Manufacturers of POS terminals and other vendors are waiting for final test results from EMVCo before selecting technology partners for PIN on Glass products (smartphones and tablets) and software-only payment acceptance applications. Final test results are expected in the first quarter of 2019. Software-only methods of protection for PINs will save merchants the expense of purchasing dedicated hardware capable of handling the encryption required. This move away from hardware also marks a new era in payments, one that involves tens of millions of connected devices capable of creating new no...