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SBT’s FinText Platform for Messages and Payments

SBT delivers more than six billion customer engagement, payment execution, operational governance and product/ service optimization messages via text annually through its cloud-based FinText platform. More than 90% of consumers read their text messages within five minutes. Messaging capabilities include campaign orchestration and analytics on SMS, MMS, RCS and WhatsApp channels. Payment capabilities include service and convenience fees, recurring payments and partial payments connected to the ACH, card networks, Apple Pay and Google Pay. All payments are tokenized. Regulatory and payment...

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© Copyright 2026 Nilson Report

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Nilson Report

1313

August 2026
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Articles in this Issue

US Card Networks at Midyear 2026
SBT’s FinText Platform for Messages and Payments
MouseCat’s AI Fraud Investigator
Visa to Buy BioCatch
Telpo’s P9 POS Terminal
Middle East and Africa Region’s 50 Largest Card Issuers — 2025
Karta Credit Cards for Travelers into the US
Lithic Card Issuer Processing

Charts, Tables and Graphs in this Issue

Available only to subscribers

Results for US Card Networks at Midyear 2026

US General Purpose Cards (Jan. 1-June 30, 2026, with change vs. Jan. 1-June 30, 2025)

US Card Networks January 1 through June 30, 2026 (Purchase Transactions & Change in Purchase Transactions)

Top 10 Visa and Mastercard Issuers (Ranked by Purchase Volume)

Top Card Issuers in the Middle East and Africa—2025 (Mastercard, Visa, American Express, Diners Club, UnionPay, JCB and Domestic-Only Cards)

Top Card Issuers in the Middle East and Africa—2025 (Top 50 Credit Card Issuers)

Top Card Issuers in the Middle East and Africa—2025 (Top 50 Debit Card Issuers)

Investments & Acquisitions, July 2026