Spinwheel offers lenders, marketplaces and financial services companies a platform that delivers real-time access to verified consumer data that can be used to process payments and for personal financial management tools within existing workflows and operations. After receiving only two data fields—date of birth and phone number—Spinwheel returns a full consumer credit profile. Clients with 15 million customers access Spinwheel’s agentic AI platform via APIs to support 165 million credit card, mortgage and auto loans and other accounts. While those clients also use Experian, TransU...