Dispute Resolution from ServiceNow and Visa

Called ServiceNow Disputes Management, Built with Visa, the cloud-based orchestration layer combines an issuer’s own data and systems with VROL data via a single interface.

Refunds-as-a-Service from TodayPay

When a consumer goes online to download a shipping label for a return, TodayPay suggests an instant refund if those funds are placed in a TodayPay wallet.

B2B Document Exchange

There are an estimated 25 billion invoices exchanged annually between sellers and buyers in the US. However, only 25% are completely digital.

OpenWallet Foundation and EMVCo Alliance

Among the applications the companies might pursue for OWF digital wallets include secure remote commerce, payment tokens to protect primary account numbers and 3-D Secure.