Mentioned Companies:

Credit Underwriting for Newcomers to the U.S.

There are over 45 million adult immigrants in the U.S. and at least 10 million are newcomers, which means they have been in the country for less than five years. More adult immigrants arrive in the U.S. every year than there are native born citizens who turn 18. If current trends continue, more than 80% of the growth in the U.S. population will come from immigrants. Without the ability to leverage credit data in their home countries, newcomers typically need to wait three to five years to build enough credit history to qualify for an unsecured credit card using standard models. Nova C...

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December 2021
Headlines in this Issue
Charts in this Issue

U.S. Consumer Payment Systems

Personal Consumption Expenditures in the U.S. 2020—Market Shares of Purchase Volume

Consumer Payment Systems in the U.S.—2020 with Projections for 2025

Largest Domestic-Only Credit Card Issuers

Largest Credit Card Issuers Worldwide 2020—Ranked by Purchase Volume

Card Manufacturers 2020—Part 2

Investments & Acquisitions—November 2021

U.S. General Purpose Cards—through 3Q 2021 vs. through 3Q 2020

Publicly Traded Companies in Payments