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Visa Offers Card-Based ID Verification with Keyno

Software technology from Keyno that generates a dynamic CVV2 number reduced card-not-present (CNP) fraud to 0.57 basis points (bps) on $193 million in purchase volume for the 15 card issuers that participated in a Visasponsored test concluded November 2025. This was a 97% reduction from fraud tied to cards that use only a static CVV2 number—17.06 bps per every $100 in volume. Participating issuers were from North America, Europe, Latin America and the Caribbean, the Middle East and Africa. Keyno’s software does more than fight fraud. Issuers can also use it to place parameters on card s...

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May 2026

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