US Card Spending at Merchants — 2025

Purchase volume included Visa, Mastercard, American Express and Discover cards, combined with Interlink, Star, Pulse, Nyce and other domestic-only PIN-based (predominately) debit networks. Airline, hotel, gasoline and other co-branded card partnerships that operate on the Visa, Mastercard, American Express and Discover networks are included.

Certos B2B Fraud Fighting

Certos is the name Early Warning Services has chosen for a business that screened more than $11.400 trillion in payments (ACH, check, bank transfers) last year, stopping more than $3.70 billion in fraud.

Silverflow Cloud-Native Merchant Processing

Silverflow is a third-party back-end processor financial institutions can partner with to complement their core strengths with API-based functionality that modernizes and completes their services.

InComm Payments Adds Blockchain Partner

InComm will further leverage its realtime item-level intelligence in a new partnership with SKUx, a company that maintains a blockchain-based payment distribution platform and which is building its own retail network with item-level intelligence.

RS2 Adds Payment Orchestration Software

The company’s technology adds reconciliation, reporting, compliance, chatbot and virtual assistant customer engagement tools, fraud management, risk monitoring and operational analytics.

ACI Connetic Moves Card Processing to the Cloud

ACI launched ACI Connetic in 2025 with instant, ACH and real-time gross settlement electronic funds transfers. Two customers are live using the new platform for cross-border A2A payments.