US Card Spending at Merchants — 2025
Purchase volume included Visa, Mastercard, American Express and Discover cards, combined with Interlink, Star, Pulse, Nyce and other domestic-only PIN-based (predominately) debit networks. Airline, hotel, gasoline and other co-branded card partnerships that operate on the Visa, Mastercard, American Express and Discover networks are included.
Verifone AI Supports Fuel/C-Store Retailers
The company supports more than 55,000 locations in the US, the Caribbean and Central America that generate 35 million transactions daily.
Linux Foundation’s X402 Agentic Commerce Protocol
Because only stablecoins are used, all transactions are irreversible. There are no chargebacks. This allows for agent-to-agent and machine-to-machine payments.
Certos B2B Fraud Fighting
Certos is the name Early Warning Services has chosen for a business that screened more than $11.400 trillion in payments (ACH, check, bank transfers) last year, stopping more than $3.70 billion in fraud.
Amex to Protect Cardholders Against AI Agent Errors
American Express is the first card company to announce it will protect its customers when errors occur by an agent registered with American Express through Amex Agent Purchase Protection.
Silverflow Cloud-Native Merchant Processing
Silverflow is a third-party back-end processor financial institutions can partner with to complement their core strengths with API-based functionality that modernizes and completes their services.
InComm Payments Adds Blockchain Partner
InComm will further leverage its realtime item-level intelligence in a new partnership with SKUx, a company that maintains a blockchain-based payment distribution platform and which is building its own retail network with item-level intelligence.
Juspay Provides Full-Stack Merchant Acquiring Support
Juspay, which processes more than 300 million transactions a day, has been profitable for the last two years.
RS2 Adds Payment Orchestration Software
The company’s technology adds reconciliation, reporting, compliance, chatbot and virtual assistant customer engagement tools, fraud management, risk monitoring and operational analytics.
ACI Connetic Moves Card Processing to the Cloud
ACI launched ACI Connetic in 2025 with instant, ACH and real-time gross settlement electronic funds transfers. Two customers are live using the new platform for cross-border A2A payments.