Checkbook offers a digital-only paper check replacement platform that leverages the existing check settlement system in the U.S. Recipients receive a digital Check 21-compliant image via email. They can print the check and deposit it or deposit it online. They receive their money without having to sign up, download an app, or provide a username or password. Funds can be in their bank account immediately if they choose the “Instant Pay” option. It is this functionality for recipients that separates Checkbook from Deluxe, Bill.com, and others that offer eChecks. Those eChecks can be emailed ...